Group health insurance offers health care coverage for student organizations, religious organizations, employers, professional associations, and other groups. Most Americans get group health insurance from their employer. In most cases, employer pays all or part of the health care insurance premium. Group health insurance benefits both employee as well as employer. Employees covered by group health insurance plan, get medical treatment quickly with little or no cost. Compared to individual health insurance, group health insurance is less expensive. Another advantage is that no medical exam is required to qualify for group health insurance. A wide range of group health insurance plans are available to choose from. Fully insured employer group, small employer group, Article Source: http://EzineArticles.com/408351. Get your own medical insurance at http://privatehealthservice.co.uk/